Making 2020 Winter Holidays Special
Melissa Tosetti Melissa Tosetti

Making 2020 Winter Holidays Special

Like so many things in 2020, when it comes to celebrating winter holidays like Hanukah, Christmas, and the New Year, we're going to have to get creative! We reached out on social media asking to hear your plans and ideas for how to celebrate in this very bizarre year.  Here are the results.    

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Purposeful Gift-Giving
Kevin Gibbons Kevin Gibbons

Purposeful Gift-Giving

What do you want when you give a gift?


Sometimes people want to knock the socks off of the recipient and completely amaze them.


Sometimes they want to see the look of joy when the recipient sees a gift that truly shows you understand them and their wants.


Sometimes, admittedly, you just want to check a name off your list and move on.

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The Pause Habit
Melissa Tosetti Melissa Tosetti

The Pause Habit

A friend tells me about a book and before she finishes the description, I’ve already whipped out my phone and bought it. When it arrives, it goes on the pile of unread books that we’ve acquired in the same manner.

This is a common scenario clients have used to describe their spending. The ease 1-Click technology has given us along with how very busy we are primes us for a habit of making a purchase without really thinking through whether or not we really want or need that item.

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Money Coach or Financial Advisor?
Melissa Tosetti Melissa Tosetti

Money Coach or Financial Advisor?

Do you need a Money Coach or Financial Advisor?  Just figuring out what type of expert you need can be challenging.

Financial advisors work with you to create a holistic financial plan to grow and protect your money now and in the future.  Typically, they provide clients with financial services, planning or advice related to investing, retirement, insurance, mortgages, college savings, estate planning, taxes and more.

Types of Money Coaches

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Dining Out – Let’s Not Take It for Granted
Kevin Gibbons Kevin Gibbons

Dining Out – Let’s Not Take It for Granted

One of the early casualties of the COVID-19 pandemic was eating out. As restaurants and bars closed across the country, many of us became adept at finding new recipes on line, cooking at home, starting vegetable gardens and learning how to bake bread (I remember how frustrating it was for me to find flour back in April!). As communities slowly eased their restrictions, take-out became an option. Then outdoor dining and, finally, in some places, limited indoor eating.

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Halloween Is Not Cancelled
Melissa Tosetti Melissa Tosetti

Halloween Is Not Cancelled

Like so many things this year, when it comes to celebrating Halloween, we're going to have to get creative.

We reached out on social media asking to hear your plans and ideas for how to celebrate Halloween in this very bizarre year. Here are the results.

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3 Strategies for Staying Motivated
Kevin Gibbons Kevin Gibbons

3 Strategies for Staying Motivated

We live in an achiever culture.  Unfortunately, that culture can subconsciously prevent us from staying successful.  

It can be so much more interesting to strive toward something new than to continue the tasks to maintain a goal-focused habit.  Even if something is working, we can easily stray just for the stimulus of doing something new.

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