Your Tax Refund & The 50/50 Rule
Were you lucky enough to receive a tax refund?
If so, before you start planning on how you’re going to spend it, can I ask a personal question? Do you suffer from Goldfish Syndrome?
Let me explain…
The Pause Habit
A friend tells me about a book and before she finishes the description, I’ve already whipped out my phone and bought it. When it arrives, it goes on the pile of unread books that I acquired in the same manner.
This is a common scenario clients have used to describe their spending.
The ease of 1-Click technology, along with how very busy we are, primes us for a habit of making a purchase without really thinking through whether or not we really want or need that item.
Credit Cards - The Art of Getting Out of Debt
You have credit card debt that’s stressing you out. Whether an unexpected expense or past negative spending habits triggered the debt, it’s understandable to want to throw every spare penny to pay it off. But, that’s rarely the right strategy.
Without a Spending Plan you can easily find yourself in a negative cycle of paying your debt down only to see it build up again despite your desire to get off the hamster wheel. This can be incredibly demoralizing.
Purposeful Gift-Giving
What do you want when you give a gift?
Sometimes people want to knock the socks off of the recipient and completely amaze them.
Sometimes they want to see the look of joy when the recipient sees a gift that truly shows you understand them and their wants.
Sometimes, admittedly, you just want to check a name off your list and move on.
