Creating a Spending Plan is a critical step in managing your finances – especially in this day and age when money moves in and out of our accounts at such a fast and furious pace and in so many different ways!
We have worked with over 525 clients from all walks of life, incomes and spending levels. Understanding the emotions around money, we use a positive approach to help clients plug financial leaks, streamline spending and generate workable Spending Plans to meet their goals.
What can you expect through this process?
Step 1: Introductory Meeting
Meet with Melissa Tosetti by phone to discuss your goals, assess your situation as well as to get a feel for your day-to-day money habits.
Step 2: Fill out the Income & Expense Worksheet
Next, you’ll fill out an Income & Expense Worksheet and in your second meeting, you and Melissa will review the worksheet and discuss ideas to plug your financial leaks and streamline your spending. The worksheet will be transformed into your Spending Plan – a blueprint for how you want to spend your money over the next 6 – 12 months.
Step 3: Spending Plan Action Meeting
In your third meeting, with Melissa, you will talk out ideas for how to put the Spending Plan into action. This is one of the most crucial steps of the process.
Step 5: Check In Meeting
A Check In meeting is scheduled for approximately 30 days, after you’ve had a chance to put the Spending Plan into action. During that meeting you will make adjustments to the plan, if needed, and discuss any remaining issues or concerns you may have.