Sunday Morning Money Saving Ritual

I just wrapped up one of my favorite time and money saving habits. Every Sunday morning I savor a fresh cup of coffee while perusing the weekly sales ads. As I go through the ads, I compare what’s on sale to what I have listed in my Spending Book. A Spending Book is a small notebook I keep with me …

Permission to Spend

One of the major goals of Savvy Living is to save 20% of your income so you can spend the rest with abandon. Now, if you haven’t been able to reach that 20% goal yet, that is ok.  It can often take 3 – 5 years to get to that point.  What is important is that you’re saving something and …

Although They Looked Rich….

I remember the first time I taught a Savvy Living class at Chabot College – it opened my eyes. I walked into the classroom expecting a student body made up of young women just starting out in their careers. I was shocked to discover that half of the women in attendance were in their late 40’s and mid 50’s, earning …

The Original Savvy Woman

The Original Savvy Woman!

During a radio interview yesterday, I was asked about the savvy lessons I learned from my grandmother. The question was prompted by the fact that I mention her quite a few times in Living The Savvy Life. Today is her 88th birthday and if I look half as good as she does on my 44th birthday, I’ll be grateful! Going …