You Have to MAKE the Time

By Melissa Tosetti There will never be enough time. There will never be enough time to do the tasks we don’t want to do, such as canceling an automatic payment for a service we’re no longer using.  Somehow, we always find a way to be too busy to get it done. But, if I’ve learned anything in the last eight …

Understanding How Stores Market To You Can Change How You Shop

By Kevin Gibbons Most of us have noticed certain features about the stores we shop at. The grocery store puts the sugared cereals at 6-year old eye level, checkout stands have candy, gum and sodas nearby, the latest clothing fashions are front and center in the department store. In our Savvy Shopping webinar, we point out that grocery stores invariably …

Getting Off The Credit Card Hamster Wheel

By Melissa Tosetti It seems impossible to get through life now without having to use a credit card at one point or another. It’s not safe to use a debit card for online purchases. If you rent a car or stay in a hotel using a debit card, those companies place a very large hold on your account which can …

Money Affects Everything

Kevin Gibbons Money affects everything. It affects where we live, what we eat, how we dress and what we do with our free time. It affects what we can give back to our community.  What you spend in one area directly affects how much you have left to spend in the other areas of your life. But more than that, …

Money Lessons in a Backpack

By Melissa Tosetti When my 10 year old son Dante was getting ready to go into kindergarten, my mom went a little nutty buying him school supplies.  When she handed over the bags of provisions, I joked that she bought enough to get him through college! Among the notebooks, pencils and glue sticks was a sturdy red and black backpack …

5 Insightful and Inspiring Articles on Spending

By Melissa Tosetti Over the last few weeks I’ve happily stumbled on several articles related to smart spending that were worth sharing. I hope you find them as inspiring as I did.   Lifestyles of the Rich & Frugal  By Budgets Are Sexy I love reading about others’ smart money habits and this article features a role model for Savvy …

Giving The Experience

By Kevin Gibbons I’ve known my friend Paul for 28 years. He’s is far and away my closest friend. He also has very eclectic interests and tastes. So finding a birthday present for him every year can be extremely challenging. Because of our shared interest in Historical European Martial Arts, in the past, I have given him books and even …

Melissa, where were you when I needed you?

The article below is actually an email I received from my client James in Houston, TX. It’s hilariously educational. Enjoy! – Melissa  By James H. I love bacon. However it always leaves an odor in your house when you make it. And, I make it the old fashion way, on the skillet. To combat the odor, I light candles around …