Are You EVER Going to Do That?

By Melissa Tosetti What haven’t you done with all your free time? As I type this, we’re on day 14 of our shelter-in-place order here in the San Francisco Bay Area.  I’ve been hanging out on social media relating to hilarious memes about all the things we’ve previously said we don’t have the time to do, that we now realize …

The Gatekeeper Habit

By Melissa Tosetti There’s a tremendous amount of uncertainty in our society right now.  That uncertainty can easily spiral into fear due to our inability to control so much of our environment.  Fear can trigger us into negative decisions. A gift you can give yourself right now is to shift your focus to what you can control, starting with your …

Is it Time for Slow Living?

By Melissa Tosetti When I wrote this article 9 weeks ago, I never imagined we’d be forced into a temporary state of slow living. But since we are, it’s a perfect opportunity to think about what changes you can potentially make to your pace of life once everything gets back to “normal”. Are we reverting to an Industrial Revolution lifestyle? …

Cowboy Money Lessons

I still love telling people that my dad was a cowboy. It’s up there with astronaut! Growing up, I learned fantastic life lessons from him through our love of horses and the cowboy life. Many of those lessons transcend to savvy living including: Put your tack away when you’re done or it will get ruined = Take care of my …

Don’t Just “Save Money”

By Melissa Tosetti Saving money simply because it’s the right thing to do… for most people… just isn’t motivating.  I’m a personal finance expert and even I find myself unenthusiastic about the idea of saving for the sake of saving. However, saving for an inspiring goal is a completely different story! A few years ago, I received this note from …

The Great Bonus Execution

By Melissa Tosetti “You’ll be so proud of us. I got a nice bonus and paid off credit cards (and I got a mini fridge lol).” This was the message I received via Facebook from Jaimee, a recent client. For some, paying off credit card debt may seem like an obvious thing to do with a bonus, but for most …

Start Planning that Summer Vacation!

By Kevin Gibbons With the extreme weather hitting much of the country, many of us are dreaming about getting away to someplace warm and fun. While this may be a natural time for us to fantasize about laying on a beach or hiking through green fields, it is also the ideal time to actually plan for our summer vacations. June …

The Life You Want Is In The Editing

By Melissa Tosetti We have more opportunity to Do and Buy than ever before, BUT, we’re drowning in those opportunities!  Amazon boxes piled on our doorstep.  Schedules over-packed by the activities we’ve said “yes” to on top of the things we “have” to do. Somewhere in that chaos is the life we want to live.  It’s the things that, if …

Put All Your Recurring Expenses on One Credit Card

By Kevin Gibbons At The Savvy Life, we’ve talked about how complicated our finances have become in this age of technology. While we’re not advocating a return to fountain pens and double-entry ledgers, we do believe that everyone can use some help simplifying their financial systems. One of the approaches we have taken ourselves, and recommend to clients and readers …

What’s Your Carrot?

By Kevin Gibbons If it’s New Year’s, that means it’s time for many of us to make resolutions. Whether you’re looking to change a personal habit, learn a new skill, make a major life change or just improve at what you are already doing, identifying the best motivation is one of the keys to successfully completing that resolution. Part of …