The Perfect Time Doesn’t Exist

By Melissa Tosetti I was talking with a client the other day as we compared the ridiculousness that has been our schedules the first few months of the year. For her, it was multiple business trips and caring for her children through their winter colds.  For me, it was one out of the ordinary task or event after the other.  …

Cutting the Cable TV Cord

By Kevin Gibbons When I talk about the Savvy Life Philosophy – Saving on what’s not important to you so you can Spend on what is important to you – I usually use the example of foregoing a cable TV subscription in my house so my wife and I can have more money for travel. While the end result is …

New Year’s Resolution Success Stories

By Melissa Tosetti There are two topics we talk about at the beginning of any year: Making Resolutions and Breaking Them. It would seem no one is able to successfully make lasting changes. But, that’s not true. I work with clients on a daily basis who successfully transform their financial lives.  To honor and celebrate the fact that people do …

Giving the Experience for the Holidays

By Kevin Gibbons, Melissa Tosetti, my partner at The Savvy Life, and I are blessed with many close friends. Over the years, this very tight-knit group has grown from about 10 to as much as 20. When this group first formed, gift-giving was a big part of it. With birthdays occurring almost every month, we were all in constant “perfect …

A Room With A View

By Melissa Tosetti In 1987, my senior year of high school, I went on a first date with someone who took me to the Tower Theater in Fresno, CA to see a movie I’d never heard of called A Room With A View. The experience was impactful.  That was the night I fell in love with costume dramas and what …

Money Lessons in a Backpack

By Melissa Tosetti When my 10 year old son Dante was getting ready to go into kindergarten, my mom went a little nutty buying him school supplies.  When she handed over the bags of provisions, I joked that she bought enough to get him through college! Among the notebooks, pencils and glue sticks was a sturdy red and black backpack …

Melissa, where were you when I needed you?

The article below is actually an email I received from my client James in Houston, TX. It’s hilariously educational. Enjoy! – Melissa  By James H. I love bacon. However it always leaves an odor in your house when you make it. And, I make it the old fashion way, on the skillet. To combat the odor, I light candles around …

Savvy = Resourceful

By Melissa Tosetti I confess that I totally and completely threw my husband Paul under the bus. About six weeks ago, my son Dante’s teacher told me her 4th grade class was going to do a play and asked if I would have an interest/ability in creating the set for the play which was based on the California Gold Rush. …

Don’t Just “Save Money”

By Melissa Tosetti Saving money simply because it’s the right thing to do… for most people… just isn’t motivating.  I’m a personal finance expert and even I find myself unenthusiastic about the idea of saving for the sake of saving. However, saving for an inspiring goal is a completely different story! Last week I received this note from one of …