The Chicken Salad Habit

By Melissa Tosetti The title I would have preferred to use is: “Lessons I Learned From My Grandmother About Always Having Something In The Fridge To Easily Eat.”  Sadly, that title was far too long. Instead, I went with a habit the Tosetti Family has adopted based on the lessons I learned from Grams stemming from her days of having …

I’m Still Learning How to Adult…

By Kevin Gibbons I am embarrassed to admit that I finally learned something about tax preparation, after more than twenty years. For years, my wife and I had our taxes done by a major national tax service. For years, we received a significant federal refund and had to pay a significant amount on our state (California) taxes. We always claimed …

My Cookbook

By Melissa Tosetti At one time, I had recipes filed on my computer, bookmarked on my browser, in cookbooks tagged by dog-eared Post-it® Notes as well as random printed copies spread across the house.  Trying to find a specific one on a given day was never an easy task. On a visit to my mom about 4 years ago, I …

Marie Kondo – So Much More Than Tidying

By Melissa Tosetti I want to start this article by announcing that I was on the Marie Kondo Bandwagon when her book The Life Changing Magic of Tidying Up first came out.  Mom, thanks again for giving me a copy! If you’ve been watching Tidying Up with Marie Kondo on Netflix, you’ve witnessed just how much “stuff” in clothes, books …

Halloween Was Saved

By Melissa Tosetti I confess that I am NOT a naturally born organized person and procrastination is heavily embedded in my DNA.  It’s a constant fight.  But years of getting bit by my bad habits have made me vigilant about combating my natural tendencies. In late September, we published in our weekly newsletter The List, the following task: Ready or …

A Thanksgiving Sanity Strategy

The preparation of the Thanksgiving meal is one of those things that can become overwhelming very, very quickly.  Even if you’re an experienced cook, the volume of dishes in a typical Thanksgiving meal is far more than what we cook on any given day. Like with much of Savvy Living, the key to a sane and enjoyable Thanksgiving is planning …

Minimalism vs. Savvy Living

By Melissa Tosetti Very often I post quotes related to Savvy Living on social media and by far, the ones that are most popular are associated with clutter.  More specifically, the burden of clutter and getting rid of it. Many of the quotes I post are based on the Minimalist movement.  If you’re not familiar with the term, “Minimalism,” Joshua …

Cowboy Money Lessons

I still love telling people that my dad is a cowboy. It’s up there with astronaut! Growing up, I learned fantastic life lessons from him through our love of horses and the cowboy life. Many of those lessons transcend to savvy living including: Put your tack away when you’re done or it will get ruined = Take care of my …

Target – An Epiphany

By Melissa Tosetti The epiphany came to me the moment my client said, “and there’s a Starbuck’s right there.”  She was talking about the diabolical marketing geniuses that go by the name of Target. The client I was speaking with is a doctor with three children.  Her husband is also in the medical profession.  There’s an understandable level of stress …

Spending & Your Financial Bell Curve

By Melissa Tosetti I first noticed the bell curve when my in-laws sold their house. They lived in a beautiful two-story home overlooking the San Francisco Bay for over 30 years.  In that time, they raised children, my father-in-law ran his liquor store and my mother-in-law became highly successful in real estate. When they decided to finally move full time …