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Movies & Train Travel PDF Print E-mail
Written by Melissa Tosetti   
Monday, 14 April 2014 07:01

By Melissa Tosetti

Last week I was in Wichita for the second of a series of Savvy Life presentations that I'm giving there.  The focus of Thursday's talk was Savvy Travel and Entertainment.  Two questions popped up after the presentation that I thought were worth sharing the answers.  

The first question stemmed from a comment I made about how much I love trains.  I talked about the phenomenal experience we had in Alaska on the White Pass Railroad.  There was another train aficionado in the room and he asked if I knew of any good resources for train travel.  His timing was excellent.  A few months ago I stumbled on a fantastic travel website focused on trains.  Vacations By Rail has the largest selection of train vacations in the US, Canada, Europe and beyond. 

The other question came up when I mentioned that you can save 25% or more on movie tickets by purchasing them at Sam's Club or Costco (if you are a member).  When one of the attendees mentioned that he had not seen movie tickets at his local Sam's Club, I offered to do a little research for him.

I found that he could actually order the movie tickets through Sam's Club's website and the shipping is free.  You can also order movie tickets at Costco's website.


It's Time to Make a Call PDF Print E-mail
Written by Melissa Tosetti   
Thursday, 20 March 2014 06:01
By Melissa Tosetti
If it's been more than six months since you last called your cable, telephone and credit card companies and asked for a better rate, give them a call this week.
One of my clients was so excited to tell me yesterday that he saved $70 a month by calling AT&T and renegotiating his cell phone bill.  He was also able to get more data on his plan.
Think of what you can do with an extra $70 a month and $840 a year and use that as motivation to pick up the phone.
Webinars & In-Person Events PDF Print E-mail
Written by Melissa Tosetti   
Monday, 17 March 2014 05:30
By Melissa Tosetti
I'm getting ready to do quite a few events over the next four weeks which will take me to:
  • Manchester, New Hampshire
  • Norton, Massachusetts
  • Wichita, Kansas
  • Long Beach, CA
In addition to the four in-person events, I'm also doing two webinars, which anyone can attend, from the convenience of your computer monitor. 
All of the events are free of charge and focus on a variety of Savvy Life topics.  Details about each of the events are below:
The Savvy Home - Webinar
Wednesday, March 19th
9am PST / 11am CST / 12pm EST
To RSVP send an email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .
Savvy Shopping & Travel
Wednesday, March 26th
12pm - 2pm
6pm - 8pm 
Manchester, NH
To RSVP send an email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .
Building a Confident Retirement
Living The Savvy Life Presentation
Thursday, March 27th
11am - 12pm
7pm - 8pm
Norton, MA
To RSVP send an email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .
Savvy Travel & Entertainment - Webinar
Tuesday, April 8th
Additional Details Coming Soon
Savvy Travel
Thursday, April 10th
7pm - 9pm
Wichita, KS
To RSVP send an email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .
Savvy Living & Savvy Travel
Thursday, April 17th
Long Beach, CA
Additional Details Coming Soon
Again, all of the events are free of charge and you can bring a friend.  But, you must RSVP in advance.  If you have any questions, you can contact me at This e-mail address is being protected from spambots. You need JavaScript enabled to view it .
I look forward to the opportunity to meet you in person.
- Melissa
Revitalize Your Lazy Assets PDF Print E-mail
Written by Melissa Tosetti   
Sunday, 02 March 2014 07:43
By Melissa Tosetti
Although it may still feel like winter out there, the arrival of March can bring on an overwhelming urge to begin Spring Cleaning. 

Often, when we this frenzied madness of cleaning begins, we tear through the house with the desire to "get rid of everything".  But, before you drag all your unwanted items to the trash can, consider the fact that some of those items may still have value. Depending on their quality, you may be able to sell them and recoup a percentage of what you paid for them.
  • Good quality clothes can be taken to a consignment shop.  Ask friends or check Yelp.com for shop recommendations.
  • Another option to sell clothes in good condition, especially if they still have the tags on them, is eBay.
  • eBay is also a good resource for selling knick knacks and decorative items.  In truth, you can sell just about anything on eBay.
  • Furniture can be taken to furniture consignment shops.
  • Books can be taken to a used book store and exchanged for cash or credit.
  • Books, DVDs and CDs can be exchanged at sites such as PaperBackSwap.com.
  • Anything that is not sellable can be donated to a thrift store.
At the end of your cleaning session, immediately put what you plan to sell at consignment shops or used book stores in your car.  Make a point to drop those items off within a week.   

If you are going to send furniture to a consignment shop, make arrangements to have the items picked up or sent there right away.

For those items you plan to list on eBay, do it immediately.  The longer you wait to get rid of the items, the less likely they will actually leave your home.

In my book, Living The Savvy Life, I talked about my friends who sold makeup they no longer wanted on eBay and made enough money for a 3 day trip to Las Vegas - airfare, hotel and spending money. 

I have a client who sold a coin collection to pay off his debt and another who sold her unwanted clothes to purchase a new camera.  

Once your money transitions to a possession, in most cases it still has value.  Make the most of it! 
Success Story with Unexpected Benefits PDF Print E-mail
Written by Melissa Tosetti   
Monday, 27 January 2014 00:00

By Melissa Tosetti

A few weeks ago I started working with a couple on the East Coast.  When they first got married, they were really great about taking their lunch to work and cooking at home.  Over the course of a few years, they got new jobs and the pace of their day-to-day life got much more hectic.  As life got more hectic, they started to eat out more and more.  So much so that it was no longer a treat.  They weren't enjoying it.  It's just something they did.

When we started working together, they brought up the idea of limiting how often they eat out and getting back to cooking at home and taking their lunches to work again.  They immediately began implementing the keystone habit to savvy living - getting to the grocery store on a weekly basis.  In their case, grocery night is on a Tuesday.  

When I caught up with them yesterday to hear how things were going, they told me about a few of the side benefits that came from their new grocery habit.

For one thing, they felt like they actually had a lunch hour.  They weren't having to run out and "forage" for food.  Instead, they would grab their lunch from the office fridge and eat while enjoying a book.

Another happy byproduct happened during the CRAZY weather earlier this week.  On Monday, due the 6 degree temperature and icy road conditions, they were given permission to work from home.  Because their refrigerator was stocked with food, they were able to enjoy a delicious meal at home and didn't have to brave the weather for their meals. 

Of course they're saving money with their new habit, but they're also getting time added to their day.

Remember, Living The Savvy Life isn't about never eating out again.  It's about when you do go out to eat, it's because you want to go to that particular restaurant, not because there are no groceries in the house. 


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