The Savvy Life
Smart Spending - Memorial Day Sales PDF Print E-mail

By Melissa Tosetti

Memorial Day is the unofficial kickoff to summer and the sales will be in full force!  It's an excellent opportunity to take advantage of the deep discounts and stock up.
 
Food
Memorial Day, the 4th of July and Labor Day are the best weekends to purchase:
  • Condiments such as ketchup, mustard and mayonnaise.
  • Hamburger and hot dog as well as buns.  All of which can be frozen. 
  • Soda will also be listed at some of the best prices of the year.
Clothes
If your wardrobe needs an infusion of warm weather clothes, there will be plenty of discounts offered over the holiday weekend.  Although the best prices for summer clothes will be after the 4th of July, this weekend you can still get great deals and the shelves will be fully stocked.
 
BBQ & Patio
If you’re in the market for a big ticket items such as grills and patio furniture, this is the weekend to shop.  Like clothes, the prices will fall even more after the 4th of July, but if you have something specific in mind, grab it now before it’s too late. 
 

 

 
Finding Money for Vacations PDF Print E-mail

By Melissa Tosetti

Last night I taught an in-depth Savvy Money class as part of a PTA fund raiser for my son Dante's school.  During the class, I talked about finding ways to save money for the things you want to buy or do such as vacations.

One of the attendees has been to several of my events in the past and is one of the savviest women I know.  I've had the pleasure of getting to know here over the years and to hear about her adventures as she travels all over the world. 

One of the ways she pays for her trips is with a side business that she has on top of her 9-5 job.  She caters in-home tea parties.  She brings the china as well as the tea and treats and the host doesn't have to lift a finger.  Every few weeks she spends a few hours doing something she absolutely loves - catering tea parties - and the money she earns has taken her from one country to the next.

One of the other attendees shared how she and her son saved their recycling money for two years which allowed them extra spending money on the family's trip to Disneyland.

There are so many different ways to either earn or save money for your adventures.  It's just a matter of getting a little creative! 

 
Closet Organizing Tips from the Pros PDF Print E-mail

Intro by Melissa Tosetti

Last night I did a speaking engagement for Seivert & Associates in Turlock, California.  Part of the presentation was focused on building a Savvy Wardrobe. 

I challenged the audience to "shop their closet" and try on everything they own.  As they try on each piece, to then ask themselves if they would buy it again.  If the answer is "no", then give themselves permission to get rid of that item.

The goal is to get out of the habit of "buying clothes" and to build a wardrobe of clothes that make you feel wonderful.

This morning, I stumbled on this article from Real Simple magazine featuring 12 Secrets of the Closet Pros.  It's been awhile since I've done a closet clean out of my own so I have decided to walk my own talk and shop my closet this weekend. 

I've also been inspired by the Closet Pros article to purchase and install a Valet Hook to help me plan my outfits. 

 
It's Not About Being Cheap PDF Print E-mail

Living The Savvy Life isn't about being a cheapskate, a miser or a tightwad.

  • It's about getting a compliment on your new shoes and smiling to yourself knowing you got them for next to nothing.
  • It's about cooking from scratch more often so you can splurge on dinner at your favorite expensive restaurant.
  • It's about purchasing only things that you love and make you happy.
  • It's about spending less than you make for security and peace of mind.
  • It's about creating an environment in your home that is warm, comforting and expresses who you are. 
  • It's about having a wardrobe made entirely of clothes that fit, look great on you and make you happy.
  • It's about knowing where you stand financially on a daily basis so you can make intelligent fiscal decisions.
  • It's about being penny-wise on the things that are less important to you so you can spend money on the things that are important to you.

 

 
In Defense of Keira Knightley... PDF Print E-mail
By Melissa Tosetti
 
Did you hear that British actress, Keira Knightley got married over the weekend?  Unfortunately, the bigger story was the speculation that she wore a "used" dress for the occasion.
 
I love reading about celebrities like anyone else, but find it frustrating when they're spotlighted for wearing an item more than once.  Several publications even have columns dedicated to celebrities being photographed in an outfit on multiple occasions, or heaven forbid, for using the same purse!  
 
I appreciate the fashion industry as a source for personal expression as well as it's contribution to the business industry.  However, I get angry at the media for calling celebrities out when they choose to reuse an item.  From a financial and an environmental angle, putting a negative connotation on wearing an item twice is dangerous!
 

 

 
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