The Savvy Life
Spending Plan Workshop PDF Print E-mail
Tuesday, August 4, 2015
6:30 – 8:30 pm
Redwood City Downtown Library
1044 Middlefield Road, Redwood City, CA 94063
Join us and create a plan to fund the life you want to live!  
During this hands on workshop you will: 
  • Create your personalized Spending Plan.
  • Tell your money where to go, instead of wondering where it went.
  • Learn how to plug your financial leaks.
  • Find more money for your long term financial goals.
  • Streamline your spending and save for that dream vacation.
  • Pay off your debt faster with the snowball strategy.

Taught by Melissa Tosetti, author of the international best seller, Living The Savvy Life and spokesperson for Quicken 2013.
The event is free, but there is a limited number of seats available so you must RSVP by clicking here.
Taping Announcement: The event will be filmed for online distribution and DVD release.  Don’t miss your opportunity to experience this life changing workshop and be part of the live filming experience.


Declutter Philosophy PDF Print E-mail


Tosetti Family Adventures PDF Print E-mail
By Melissa Tosetti
In November, Paul, Dante and I are going to Italy! 
We chose to go in November rather than during the summer because Paul and I hate crowds.  We also hate the heat and in keeping with the savvy theme of our lives, Italy is so much more affordable in the off season. 
I booked our trip via Groupon and am looking forward to writing about the experience on when we return.  But to give you a teaser, I managed to get everything listed below, for all three of us, for $5,300.
  • Airfare flying out of San Francisco
  • 3 and 4 star hotels in Venice, Florence and Rome
  • Train transportation to get us from one city to the next
  • Breakfast every morning
  • Insurance for the trip
Once there, all we will have to pay for will be meals, museum admissions, a rental car for two side trips we’re taking to Bologna and San Gimignano, souvenirs and gelato every day because we promised Dante.
With such a big trip coming up in 4 ½ months, we’ve decided to keep our summer entertainment spending to a minimum.
We have an extraordinarily light calendar this summer and plan to take full advantage of the time to take care of a handful of large projects around the house including redoing our backyard and building Dante a fort, well, actually, it’s a castle.  We’ve been saving for these projects so the money has already been set aside for them.
We don’t want to be complete homebodies this summer so we plan on visiting family including Paul’s dad who lives in Healdsburg, literally on the Russian River.  It’s all kinds of awesome when your family members live in resort towns!
We also want to take Dante to a few local destinations that we never seem to have time to visit including the California Academy of Science that reopened a few years ago after a long renovation.  With the admission price of $29.95 for adults and $24.95 for kids, that will be one of the more costly outings we take on this summer.
Dante and I made a great discovery last night that will impact our summer activities.  During our visit to the library, we saw a postcard about free museum passes that you can get with your library card.  The program is called Discover and Go.  There are over 30 museums listed that you can get free or greatly discounted admission to including the Asian Art Museum and the Tech Museum of Innovation. 
It’s likely that your library has a similar program.  It’s worth asking about! 
Summer Clothes - Peak Season Sales PDF Print E-mail
By Suzanne Haze
We’re all familiar with the seasons of the fashion industry… winter, spring, summer and fall.
But, did you know there’s a sales cycle within each season?
  • Introductory Sales
  • Peak Season Sales
  • Clearance Sales
Over Memorial Day weekend, retailers offered sales averaging 15% - 25%.
The 4th of July marks the peak of summer sales and you’ll see tags offering 20% - 50% off the regular price. 
According to the retail industry, summer is officially over as of July 5th and they begin their clearance sales.  Back-to-school season is one of the most profitable for retailers so they want to clear space for those items meaning the summer clothes have to go!
One of my favorite times to shop is at peak season.  The sales prices are really good and there’s plenty of inventory.  While you can pick up even better deals in the following weeks, the inventory will begin dwindling and you’ll have fewer choices.  But if you enjoy the hunt, you can reap big rewards!
Just remember, no matter how great the sale, only purchase and bring home those items that made you fall madly in love.
The Permanent Vacation PDF Print E-mail



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