The Savvy Life
The 5-Piece French Wardrobe PDF Print E-mail

By Melissa Tosetti

I'm halfway through six speaking engagements in a six week time period.  There's been a lot of packing and a lot of airports - with more to come.

Thursday night, just before getting on stage, I realized that I felt really good.  In fact, I felt a thousand times better than I did just eight hours ago when I got off the plane in a pair of jeans, tennis shoes and a hoody.  I remember thinking that I couldn't wait to get to my room, take another shower and get ready for the event.  I knew that the minute I put on my "speaking" clothes, I'd feel great.  I was right.

It was at that moment I realized that my day-to-day wardrobe is in need of an upgrade.  I strongly believe that you should feel great about how you look all the time, not just for special occasions.  But, in the last year, I've focused more on refreshing my speaking wardrobe and have neglected my day-to-day wardrobe.  

So, my goal this week is to do an inventory of items I need for fall and winter and begin systematically acquiring those needed pieces.  On the plus side, my timing is great as we go into the holiday season, the sales will be plentiful. I should be able to time my purchases and pick up everything I need on sale.

Once I have my basics in place, I plan to take a note from the 5 Piece French Wardrobe.  Click on the link for the original version of the system.  As for my version: 

1. Maintain a basic wardrobe including undergarments, workout clothes and pajamas, replacing items as needed.

2. Purchase only 5 new items each season.  The seasons are Fall/Winter and Spring/Summer. 

3. Focus on quality over quantity as well as proper fit.

4. Only purchase items you absolutely love.

Once my basic day-to-day wardrobe has been replenished, my verion of the 5 Piece French Wardrobe will help ensure my wardrobe stays fresh, but also ensures I only purchase what I love and feel great wearing. 

Marion Cottilard
Her entire wardrobe from A Good Year is enviable!
 
 
What To Buy In October PDF Print E-mail

By Melissa Tosetti

Deal News is one of my go-to resources for researching what to buy when.  The simple process of timing your purchases can save you thousands of dollars a year - leaving that money available for more important things. 

Lindsay Sakraida, features director for Deal News, put together a list of the best deals for the month of October.  Cars, costumes and camping gear made the list as well as Thanksgiving airfare. 

Our cruise loving readers will be thrilled to know there are deals to be had on repositioning cruises as ships are moved from one itinerary, such as Alaska, to another, such as Mexico.

For a full list of October deals click on Lindsay's article, Don't Wait Until Black Friday! 9 Deals You Should Buy Now.

 
5 Minute Halloween Organizer PDF Print E-mail

Although Halloween isn’t as overwhelming a holiday as Thanksgiving or Christmas as far as activities and to-dos go, you can easily lose the opportunity to do the things you want to do if you don’t plan for them.

To help ensure you get the most out of this very fun holiday, we’ve created the 5 Minute Halloween Organizer.  It will help you quickly create a budget, as well as decide on and calendar the tasks and activities you want to do to make sure it’s the best holiday yet!
 
Keep in mind that, getting organized doesn’t mean making it complicated. This organizer was purposefully designed to be as useful as possible by keeping it as simple as possible.

Download your free copy now....5 Minute Halloween Organizer

 

 
WEBINAR - Living The Savvy Life PDF Print E-mail
October 8, 2014
10:00 am PST
 
Learn how to look at your day-to-day finances from a lifestyle perspective and discover the power of purposeful spending.  Uncover easy ways to find additinal money for retirement and that crucial emergency savings account.
 
Presented by Melissa Tosetti, Founder, The Savvy Life

Hosted by Greg M. Charnes II, CFS®, Financial Advisor, Thacker, Charnes, Stowe and Associates, A private wealth advisory practice of Ameriprise Financial Services

RSVP by October 3, 2014 to receive the Webinar link email on October 7, 2014.

Call: 788-5162, area code 800.  Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Please invite your family and friends.  There is no cost or obligation to attend.

The Savvy Life and its representatives are not affiliated with Ameriprise Financial, Inc. Brokerage, Investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. ©2013 Ameriprise Financial, Inc.  All rights reserved.

 
Affordable Fall Travel Ideas PDF Print E-mail

By Melissa Tosetti

BudgetTravel.com is one of my favorite resources for affordable travel ideas.  They just released their list of the 20 Best Budget Vacations for Fall

San Francisco, Las Vegas and Yellowstone Natonal Park made the list.  Dublin, the Dominican Republic and Barcelona are also listed as affordable vacation spots.

The one destination making the list that is a pleasant surprise is Romania.  My friends Geoff and Kathy visited Romania and Turkey (which also made the list) last year and had an adventure of a lifetime.   

Corvin Castle
Romania
 
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