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Memorial Day Weekend Travel Deals PDF Print E-mail
Looking for last minute travel deals for this Memorial Day weekend? 
Today.com just published a list of resources to help you find a fun destination at an affordable price.  Read the article here: How To Find Last Minute Memorial Travel Deals.
Groupon Getaways PDF Print E-mail
By Melissa Tosetti
On Saturday I was in Portland, OR giving a presentation on Savvy Travel.
I was telling the audience about all the good things I’ve been hearing about Groupon Getaways. For example, my mother-in-law’s niece recently took a trip to Ireland through the company. She said there was no way she would have been able to stay at the places she stayed at if it wasn’t for the deal. She had an amazing experience and will now travel exclusively using Groupon deals.
I was talking with a client in Georgia last week and her friend had a similar experience.  My client is going to give the service a try on her next trip.  . 
I asked Saturday’s audience if any of them had used Groupon for travel. A woman raised her hand and said she had used them and would use them again, but she definitely learned a few things the hard way.  I asked if she’d share. Her two big tips for using Groupon Getaways are:
1. Read the fine print. The deals are for a specific time frame.  Make sure it falls inline with your schedule.
2. Don’t wait. The deals get snapped up fast. Once you read the fine print and know if it’s the right deal for you, grab it before someone else does.
Social Spending PDF Print E-mail
By Melissa Tosetti
Going out with friends can potentially be a money draining situation.  If you aren’t careful, one evening can blow your spending money for the month.
This can be a tricky area, as your friends may be in a different financial situation. As financial expert Suze Orman suggests, be honest with your friends about your intention of being careful with your finances. Suggesting less expensive alternatives or saying no if you don’t want to go may be your best bet.
While it may be tempting, don’t lie to your friends about your situation. There is no shame in saving money to spend on the things that are important to you. In fact, it is empowering. You're taking control of your finances instead of letting your friends influence your spending.
Mikey Rox of Wisebread wrote a great article on the subject of social spending titled, 7 Nice Ways To Tell Your Spendy Friends You're Staying On A Budget
One thing to keep in mind - The majority of clients I've worked with who decided to suggest alternative entertainment ideas to their friends were surprised at how their friends jumped at the suggestions.  Your friends may want to spend less on entertainment as well, but are afraid to approach you about it. 
The Sunday Amazon Habit PDF Print E-mail

By Melissa Tosetti

I learned a fantastic tip from one of my new clients yesterday. He’s a professor and purchases a lot of academic books for his own library.
If he hears about a book he’d like to add to his collection, he puts it in his Amazon shopping cart and leaves it there. He continues to do this throughought the week.  On Sunday, he sits down and reviews all the books in his shopping cart and then decides which ones he really wants to purchase. 
The habit has two big benefits:
  • He gets a few days to really think about the purchases he wants to make before pulling the trigger.
  • The second and more impactful benefit is that he gets to see the total cost of all the books he was thinking about buying that week. If he were to purchase them over a seven day time frame, it would be $30 here and $40 there. By looking at them all at once he’ll see a $200 total and that makes him really evaluate each book.  He'll then only buy the ones that will give him the most benefit.  The others, he borrows from the library.

This tip doesn't have to be limited to books.  You can do it with any purchase.  In fact, you can use it to save you even more money by implementing a once secret savings tip.  For many items Amazon sells, if you leave it in your shopping cart for a few days, you may receive a discount code via email.  It's a trick some retailers use to get you to pull the trigger.  It won't work on books, but it will work on many of the items you purchase through Amazon or other retailers.



Travel - Best Days To Buy PDF Print E-mail

By Melissa Tosetti

I've always thought of purchasing plane tickets like playing the stock market.  You never know when to pull the trigger.  The price could go up tomorrow or it could go down.  How do you know when is the best time to buy?

In truth, there's no perfect time, but there are a few rules of thumb that can make you feel better about your purchases.  In fact, Grant Martin recently contributed an article to Forbes.com on the very topic titled Best Days to Book Flights are Tuesdays 50 - 100 Days Before Travel, Expedia Study Conclude.

For quite awhile, it's been suggested that Tuesdays at 3:00 pm EST is the best time to purchase a ticket.  Expedia's study does show that purchasing your ticket on Tuesdays, prior to three weeks before your trip can save you.  However, if your trip is less than three weeks away, the study points to Sundays as being the best time to buy.
I'm also an advocate of the website AirFareWatchDog.com.   Just plug in where you want to fly to and when, as well as your departing airport and every day or two you'll receive an email listing the lowest fares.  After a few weeks you'll be able to make an educated decision on what's a good fare for your particular destination.  At any given time I receive emails from AirFareWatchDog for two or more upcoming trips. 
Check out Grant Martin's article for more tips to help you know when to pull the trigger on that next plane ticket.


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