:D

I attended your workshop and I thought that it was excellent, because it
gave people common sense ways to look at their spending and saving.

I am a Financial Advisor and have been in the investment advising for
21 years. I have seen alot of clients you are just making ends meet. I have helped them with some tips and given them a cash flow chart to put down their debts, bills and income. As you kown the problem is people having the discipline to maintain what you presented. I cannot
get paid for coaching my clients to help them manage or coahing them on their finances.

My point is that I think you should consider starting Savvy Life Clubs
where there is a leader of the club. Meetings could be held monthly or more often according to the club members. You would provide a monthly topic for the club to use for discussion. In addition, the club members would share how they have spent their money, how they saved their money and what techniques they used to accomplish th...