Small Pantry

Take The Pantry Challenge!

By Melissa Tosetti We challenge you to find out how long you can eat using only the items already in your refrigerator, freezer and pantry (outside of purchasing fresh milk, eggs and produce). Often, we get into the mode that a well-stocked pantry needs to be static. Everything in your pantry should be consumed within three months. That is money …

Book Summer Travel

Summer Travel – Book Now!

By Melissa Tosetti While the snow piles up and the rain comes down, it’s likely you’re thinking about your next vacation. Beyond today’s weather, there’s another reason to ponder your next trip – NOW is the ideal time to start looking for those summer travel deals. Giving yourself plenty of time to watch airfare, cruise and travel package prices affords …

clock with sticker on it with words Tax Time

Taxes – Drip or Dread?

By Melissa Tosetti & Kevin Gibbons Would you rather break down your Tax-To-Do-List doing a little bit at a time over the course of a few days or… dread doing it for the next 11 weeks, wait until the last minute and then scramble to get it done? One of the reasons we procrastinate when it comes to preparing our …

3D 5%

The 5% Challenge

By Melissa Tosetti Is “Save Money” on your list of New Year’s Resolutions? In our experience of working with clients, those who have the most success when it comes to saving money have done so by setting and achieving incremental goals. One of the reasons our money saving resolutions fail is because we try to do too much at once. …

life

How To Enjoy The Journey

A few years ago I was on the phone with a friend and we were sharing our latest projects and plans – the deadlines, commitments and tasks ahead of us. With each one we remarked how relieved we’d be when it was over. Suddenly I had a light-bulb moment and said, “You know, if you take our thinking to the …

Young woman reading cookbook in the kitchen, looking for recipe

The 3 Meal Plan

By Melissa Tosetti Whether you have kids or not, back to school season is the perfect catalyst to start or get back to routine. One of the most powerful time, money and sanity saving habits to put into play is Meal Planning. I’m not talking about planning out 21 meals for a week. I’d rather stick a fork in my eye than sit down and try …

Declutter

Cut the Clutter – Fatten Your Wallet

By Melissa Tosetti When you walk into your home after a long day at work, do you: Immediately feel the stress of the day melt from your shoulders or… Cringe at the piles of clutter creeping out from every corner, cower from the piles of unfolded laundry and tremble at the sight of the kitchen sink full of dirty dishes? …

Black purse with money in woman`s hand

The Cash Challenge

When was the last time you used cash to make a purchase? The advances in banking technology have made our lives so much easier.  But an unfortunate side effect is that it has emotionally distanced us from our money.  It’s so much easier to swipe a card than to physically pull cash out of our wallet. With this in mind, we challenge you to use only cash …

David Lee shops at a Costco Wholesale store in May in Portland, Ore. The national chain is opening a store Friday in Pittsfield Township. AP Photo | Rick Bowmer

In and Out of Costco for Less Than Your Car Payment

By Melissa Tosetti I love Costco!  By hitting the big box store every other week, I save at least 30 – 40% on my grocery bill. Just a few of the items on our family’s list of Costco staples include: Eggs Butter Cheese Coffee Hamburger Frozen Chicken Breasts Broccoli Carrots Chocolate Chips Vegetable Oil Not only am I able to …

Travel The World

Savvy Summer Vacation

By Melissa Tosetti In your part of the country it may not feel like it, but the official start of summer is just three months away.  If you want to take advantage of those great travel deals, you have to act now! First, decide where you want to go.  Next, decide when you want to go.  Then, start doing research.  …