3D 5%

The 5% Challenge

By Melissa Tosetti Is “Save Money” on your list of New Year’s Resolutions? In our experience of working with clients, those who have the most success when it comes to saving money have done so by setting and achieving incremental goals. One of the reasons our money saving resolutions fail is because we try to do too much at once. …

List of 2017 goals on notepad, vintage style.

Resolving with Purpose

By Kevin Gibbons If you started the new year by making resolutions, you’re in good company.  Forty five percent of Americans usually make resolutions.*  But what kind of resolutions are you making this year? While it’s easy to make generalized statements (“I’ll exercise more,” “I’ll save more money”), you will have more success if you choose specific accomplishments. If you …

life

How To Enjoy The Journey

A few years ago I was on the phone with a friend and we were sharing our latest projects and plans – the deadlines, commitments and tasks ahead of us. With each one we remarked how relieved we’d be when it was over. Suddenly I had a light-bulb moment and said, “You know, if you take our thinking to the …

Young woman reading cookbook in the kitchen, looking for recipe

The 3 Meal Plan

By Melissa Tosetti Whether you have kids or not, back to school season is the perfect catalyst to start or get back to routine. One of the most powerful time, money and sanity saving habits to put into play is Meal Planning. I’m not talking about planning out 21 meals for a week. I’d rather stick a fork in my eye than sit down and try …

Garden

Adding Hours To Your Holiday Weekend

There are only a few days before one of the most anticipated holiday weekends of the year – 4th of July! Give yourself an opportunity to get the maximum benefit from your three days off by taking care of those not-so-fun errands during the week. A few of the to-dos you can knock out before Saturday include: Buy your weekend groceries. …

Declutter

Cut the Clutter – Fatten Your Wallet

By Melissa Tosetti When you walk into your home after a long day at work, do you: Immediately feel the stress of the day melt from your shoulders or… Cringe at the piles of clutter creeping out from every corner, cower from the piles of unfolded laundry and tremble at the sight of the kitchen sink full of dirty dishes? …

Shop Your Bathroom

Shop Your Bathroom

By Melissa Tosetti It seems to happen overnight.  You open your makeup bag, rummage through it and realize you can’t stand anything in it.  You then have an overwhelming urge to run to the department or drug store to replace everything you own. But WAIT! Before heading out the door, check your makeup drawer.  It’s likely there are loved, but …

Black purse with money in woman`s hand

The Cash Challenge

When was the last time you used cash to make a purchase? The advances in banking technology have made our lives so much easier.  But an unfortunate side effect is that it has emotionally distanced us from our money.  It’s so much easier to swipe a card than to physically pull cash out of our wallet. With this in mind, we challenge you to use only cash …

David Lee shops at a Costco Wholesale store in May in Portland, Ore. The national chain is opening a store Friday in Pittsfield Township. AP Photo | Rick Bowmer

In and Out of Costco for Less Than Your Car Payment

By Melissa Tosetti I love Costco!  By hitting the big box store every other week, I save at least 30 – 40% on my grocery bill. Just a few of the items on our family’s list of Costco staples include: Eggs Butter Cheese Coffee Hamburger Frozen Chicken Breasts Broccoli Carrots Chocolate Chips Vegetable Oil Not only am I able to …