Goldfish

Does Your Paycheck Suffer From Goldfish Syndrome?

By Melissa Tosetti Over the past seven years, I’ve worked with clients who make $60,000 a year and regularly contribute to their 401k as well as build healthy savings accounts.  They’re able to go on vacation and purchase what they want and need. I’ve also worked with clients making $600,000 a year who live paycheck to paycheck. What’s the difference?  …

Spring Clothes

Savvy Shopping for April

By Melissa Tosetti One of the keys to living a savvy life is smart spending.  From groceries and clothes to household items and cars, the simple habit of timing your purchases with seasonal sales can help you save significantly. For the month of April, some of the best buys you’ll come across include: Vacuum Cleaners Although some of the lowest …

Small Pantry

Take The Pantry Challenge!

By Melissa Tosetti We challenge you to find out how long you can eat using only the items already in your refrigerator, freezer and pantry (outside of purchasing fresh milk, eggs and produce). Often, we get into the mode that a well-stocked pantry needs to be static. Everything in your pantry should be consumed within three months. That is money …

Book Summer Travel

Summer Travel – Book Now!

By Melissa Tosetti While the snow piles up and the rain comes down, it’s likely you’re thinking about your next vacation. Beyond today’s weather, there’s another reason to ponder your next trip – NOW is the ideal time to start looking for those summer travel deals. Giving yourself plenty of time to watch airfare, cruise and travel package prices affords …

clock with sticker on it with words Tax Time

Taxes – Drip or Dread?

By Melissa Tosetti & Kevin Gibbons Would you rather break down your Tax-To-Do-List doing a little bit at a time over the course of a few days or… dread doing it for the next 11 weeks, wait until the last minute and then scramble to get it done? One of the reasons we procrastinate when it comes to preparing our …

3D 5%

The 5% Challenge

By Melissa Tosetti Is “Save Money” on your list of New Year’s Resolutions? In our experience of working with clients, those who have the most success when it comes to saving money have done so by setting and achieving incremental goals. One of the reasons our money saving resolutions fail is because we try to do too much at once. …

List of 2017 goals on notepad, vintage style.

Resolving with Purpose

By Kevin Gibbons If you started the new year by making resolutions, you’re in good company.  Forty five percent of Americans usually make resolutions.*  But what kind of resolutions are you making this year? While it’s easy to make generalized statements (“I’ll exercise more,” “I’ll save more money”), you will have more success if you choose specific accomplishments. If you …

life

How To Enjoy The Journey

A few years ago I was on the phone with a friend and we were sharing our latest projects and plans – the deadlines, commitments and tasks ahead of us. With each one we remarked how relieved we’d be when it was over. Suddenly I had a light-bulb moment and said, “You know, if you take our thinking to the …

Young woman reading cookbook in the kitchen, looking for recipe

The 3 Meal Plan

By Melissa Tosetti Whether you have kids or not, back to school season is the perfect catalyst to start or get back to routine. One of the most powerful time, money and sanity saving habits to put into play is Meal Planning. I’m not talking about planning out 21 meals for a week. I’d rather stick a fork in my eye than sit down and try …

Garden

Adding Hours To Your Holiday Weekend

There are only a few days before one of the most anticipated holiday weekends of the year – 4th of July! Give yourself an opportunity to get the maximum benefit from your three days off by taking care of those not-so-fun errands during the week. A few of the to-dos you can knock out before Saturday include: Buy your weekend groceries. …