An Affordable Emergency Kit

By Melissa Tosetti This article was first published in February 2017. In light of the severe weather recently affecting large parts of the United States, we feel its message is still relevant and a timely reminder is warranted. Like so many others, I’ve been glued to Facebook over the past week and a half monitoring how my friends are faring …

Marie Kondo – So Much More Than Tidying

By Melissa Tosetti I want to start this article by announcing that I was on the Marie Kondo Bandwagon when her book The Life Changing Magic of Tidying Up first came out.  Mom, thanks again for giving me a copy! If you’ve been watching Tidying Up with Marie Kondo on Netflix, you’ve witnessed just how much “stuff” in clothes, books …

Schedule Time to Relax?

By Melissa Tosetti According to Facebook, the majority of my community is currently stressed out, exhausted or sick – and, as I type this, it’s only December 8th. During any given week, our calendars are packed with errands and must-dos on top of which we try to squeeze in our want-to-dos. In the last six weeks of the year we …

Stop Washing Your Clothes!

By Melissa Tosetti “You should only wash your jeans once a month,” the stylist said. Wait… what? A few months ago, I gave a Savvy Wardrobe presentation at the Nordstrom in Santa Anita, CA.  The event was particularly cool because one of Nordstrom’s stylists followed my presentation. She’s the one that made the comment about not washing your high-end jeans …

Strive, But Be Thankful

By Melissa Tosetti Often while we work toward goals, we become dissatisfied with our current situation. It’s understandable, but if you’re always striving toward your goals, it’s so easy to be in a constant state of dissatisfaction.  That’s a miserable way to live!  So, what do you do? A key component to savvy living is to appreciate and take care …

Cut the Clutter – Fatten Your Wallet

By Melissa Tosetti When you walk into your home after a long day at work, do you: Immediately feel the stress of the day melt from your shoulders or… Cringe at the piles of clutter creeping out from every corner, cower from the piles of unfolded laundry and tremble at the sight of the kitchen sink full of dirty dishes? …

Money Isn’t Just Cash

We tend to think of money in terms of cash, checking accounts, debit cards, credit cards and investments.  However, your money is still a commodity once it transitions from cash to a possession.  Whether it’s a can of corn on your pantry shelf, clothes in your closet or a knick knack on top of your bookshelf, it’s a component of …

How Does Your Home Environment Affect Your Personal Finances?

  Awhile back I received a message from a Twitter follower who replied to the post, “Is your home environment warm, comforting and expressive of who you are?”   The reader commented that he appreciated the sentiment, but asked how it relates to money management.  It’s a great question!  How does your home environment affect your personal finances?    One …