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Savvy Money Habits & Discount

It’s a new year!  Did you achieve your 2015 financial goals? If not, what are you going to do differently in 2016 to make them happen? One of the most impactful lessons I’ve learned is the power or habits when it comes to achieving goals.  Good habits catapult you toward success.  Bad habits widen the gap. On Thursday, January 14th …

Dante and Nero

Unintentional Savvy Shopping

Like most tourists in Italy, we visited the Colosseum in Rome.  While passing through one of the corridors, we saw an enormous black cat walking nearby.  Dante and I knelt to pet it and he immediately walked over to us. The cat was so friendly that we sat down to pet it longer.  He promptly climbed onto Dante’s lap and …

reading book by fireplace

Jet Lag: A Holiday Lesson

It’s 3:50 am. My alarm isn’t supposed to go off for another 2 hours and 10 minutes, but here I am, showered and two cups of coffee into my Tuesday. I’m assuming it’s jet lag. We got back from Italy less than 48 hours ago. I promise an account and review of our Groupon adventure in the coming days, but …

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My Afternoon With Oprah

OK, Oprah and 3,999 other people. Last week I attended a conference hosted by QuickBooks and Oprah was the keynote speaker. I counted six different times during her presentation that I choked up as well as two personal and business revelations. MAN, that woman is a powerful presence! As hoped for, she touched on two topics that are near and …

The Grand Canal

Tosetti Family Adventures

In November, Paul, Dante and I are going to Italy! We chose to go in November rather than during the summer because Paul and I hate crowds. We also hate the heat and in keeping with the savvy theme of our lives, Italy is so much more affordable in the off season. I booked our trip via Groupon and am …

Woman with Coffee

Difference Between a Spending Plan & Budget

Last Thursday I presented a brand new workshop in Wichita, KS titled Your Spending Plan. Attendees were asked to bring a list of their monthly and annual expenses as well as their income. During the course of the workshop, I showed them, like the title of the event states, how to create their own Spending Plan. I also showed them …

American Pickers

The Power of Smalls

Yesterday I was on the phone with clients in Texas. They’re both professionals in their industry and they have two children in high school. The focus of yesterday’s call was on how to save time and money at the grocery store. I asked them to tell me about their current routine. They have one excellent habit already in place which …

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If It Wasn’t On Sale…

I was on a call with a client in Atlanta today and she told me a financial rule of thumb I had never heard before. She said that years ago she heard fashion designer Isaac Mizrahi interviewed and he advised that when thinking about purchasing a clothing item, ask yourself, “If it wasn’t on sale, would I buy it?” She …

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Cowboy Money Lessons

I still love telling people that my dad is a cowboy. It’s up there with astronaut! Growing up, I learned fantastic life lessons from him through our love of horses and the cowboy life. Many of those lessons transcend to savvy living including: Put your tack away when you’re done or it will get ruined = Take care of my …

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Time is Worth More Than Money

I’m taking the weekend off! I mean, really off. No chores. No errands. No must dos. It’s a weekend based only on want-to-dos. One of the greatest lessons I’ve learned in the last few years is that time is more valuable than money. You can always earn more money, but time is a finite resource. I’ve also learned that if …