Empty paper sheet on fridge door

Freezing Time & Money

By Melissa Tosetti Last Wednesday, I was scheduled to do a Savvy Travel Workshop in Vienna, VA.   Before heading to the airport, I realized I had a large batch of whole wheat and oatmeal pancake batter and a ¾ of a pot of Portuguese beans in the fridge. Although they would both still be good by the time I got …

Image of a sandwich with red tomato, fresh lettuce and cheese, covered with sesame seeds wrapped in wrapping paper, on a blue napkin with a sharp knive

Tournament Savvy

The Savvy Life philosophy is to save on the things that aren’t important to you so you can spend on the things that are important to you.  An example of this philosophy was put into action by our family just yesterday. My husband Paul competed in a grappling tournament in San Jose, about 30 minutes from our home in Redwood …

Spartacus

Pet Project Saved $180

By Melissa Tosetti When we adopted our new kitten Spartacus in December, one of the first things we wanted to do was get a cat tree for him so he wouldn’t tear up our furniture.  But, when Paul and I went to the pet store, we both laughed – out loud – at the $200+ price tags for the cat …

2016 goals on blackboard on clipboard

Savvy Money Habits & Discount

It’s a new year!  Did you achieve your 2015 financial goals? If not, what are you going to do differently in 2016 to make them happen? One of the most impactful lessons I’ve learned is the power or habits when it comes to achieving goals.  Good habits catapult you toward success.  Bad habits widen the gap. On Thursday, January 14th …

Dante and Nero

Unintentional Savvy Shopping

Like most tourists in Italy, we visited the Colosseum in Rome.  While passing through one of the corridors, we saw an enormous black cat walking nearby.  Dante and I knelt to pet it and he immediately walked over to us. The cat was so friendly that we sat down to pet it longer.  He promptly climbed onto Dante’s lap and …

reading book by fireplace

Jet Lag: A Holiday Lesson

It’s 3:50 am. My alarm isn’t supposed to go off for another 2 hours and 10 minutes, but here I am, showered and two cups of coffee into my Tuesday. I’m assuming it’s jet lag. We got back from Italy less than 48 hours ago. I promise an account and review of our Groupon adventure in the coming days, but …

Oprah4

My Afternoon With Oprah

OK, Oprah and 3,999 other people. Last week I attended a conference hosted by QuickBooks and Oprah was the keynote speaker. I counted six different times during her presentation that I choked up as well as two personal and business revelations. MAN, that woman is a powerful presence! As hoped for, she touched on two topics that are near and …

The Grand Canal

Tosetti Family Adventures

In November, Paul, Dante and I are going to Italy! We chose to go in November rather than during the summer because Paul and I hate crowds. We also hate the heat and in keeping with the savvy theme of our lives, Italy is so much more affordable in the off season. I booked our trip via Groupon and am …

Woman with Coffee

Difference Between a Spending Plan & Budget

Last Thursday I presented a brand new workshop in Wichita, KS titled Your Spending Plan. Attendees were asked to bring a list of their monthly and annual expenses as well as their income. During the course of the workshop, I showed them, like the title of the event states, how to create their own Spending Plan. I also showed them …

American Pickers

The Power of Smalls

Yesterday I was on the phone with clients in Texas. They’re both professionals in their industry and they have two children in high school. The focus of yesterday’s call was on how to save time and money at the grocery store. I asked them to tell me about their current routine. They have one excellent habit already in place which …