Dining

New Year Resolution Success Stories

By Melissa Tosetti There are two topics we talk about at the beginning of any year: Making Resolutions and Breaking Them. It would seem no one is able to successfully make lasting changes. But, that’s not true. I work with clients on a daily basis who successfully transform their financial lives.  To honor and celebrate the fact that people do …

mike-rowe

Flying with Mike Rowe

By Melissa Tosetti It’s Sunday morning and I’m on a flight to Atlanta.  I travel a fair amount for The Savvy Life so this isn’t an extraordinary experience.  What is extraordinary about this particular flight is that just 32 rows ahead of me and four seats over, sits one of my favorite people on planet Earth – Mike Rowe. As …

supermensch

Life Lessons from Alice Cooper’s Manager

By Melissa Tosetti About a month ago I listened to an interview of Shep Gordon. Like most people outside of the celebrity world, I had never heard of him.  Nonetheless, about halfway through the interview, I decided he was going to be one of my new mentors in how to appreciate – how to relish life. I didn’t decide this because he …

young man checking the information of his credit card

An Extra $439 a Month

I just received an email from Tim A. in Virginia who used the debt repayment plan we put together to pay one of his creditors off four months early. With the debt now paid, it frees $439 a month.  He plans to put half of the now free $439 toward the next creditor he wants to pay off.  The other half will …

Kitty Litter

Dante’s Spending Lesson

By Melissa Tosetti Since we adopted Spartacus, we’ve been buying kitty litter in bulk at Petco.  They have a system where you can purchase a 16 lb container and then refill it for $6. The problem is that every three weeks we’re having to make a special trip to Petco to buy litter.  I try to keep my errands to …

Target Back To School

A Back To School in July Lesson

By Melissa Tosetti I was reminded of an important retail lesson last week.  Timing is EVERYTHING! Our 4th of July weekend plans included a visit to Paul’s dad’s house in Healdsburg.  Much of weekends there are spent playing in the Russian River. Although Dante has been taking swim lessons over the last few months, we wanted to buy a swim …

franklin

Drinks with Ben Franklin

By Melissa Tosetti Anyone who’s been around me for any length of time over the last six months has heard me talk about Tim Ferriss’ Podcast. Ferriss is the author of the The 4-Hour Work Week, one of my top 10 favorite success industry books. His podcast, The Tim Ferriss Show, is almost always being played while I drive. Here …

Empty paper sheet on fridge door

Freezing Time & Money

By Melissa Tosetti Last Wednesday, I was scheduled to do a Savvy Travel Workshop in Vienna, VA.   Before heading to the airport, I realized I had a large batch of whole wheat and oatmeal pancake batter and a ¾ of a pot of Portuguese beans in the fridge. Although they would both still be good by the time I got …

Image of a sandwich with red tomato, fresh lettuce and cheese, covered with sesame seeds wrapped in wrapping paper, on a blue napkin with a sharp knive

Tournament Savvy

The Savvy Life philosophy is to save on the things that aren’t important to you so you can spend on the things that are important to you.  An example of this philosophy was put into action by our family just yesterday. My husband Paul competed in a grappling tournament in San Jose, about 30 minutes from our home in Redwood …

Spartacus

Pet Project Saved $180

By Melissa Tosetti When we adopted our new kitten Spartacus in December, one of the first things we wanted to do was get a cat tree for him so he wouldn’t tear up our furniture.  But, when Paul and I went to the pet store, we both laughed – out loud – at the $200+ price tags for the cat …