Cutting the Cord

Cutting the Cable TV Cord

By Kevin Gibbons When I talk about the Savvy Life Philosophy – Saving on what’s not important to you so you can Spend on what is important to you – I usually use the example of foregoing a cable TV subscription in my house so my wife and I can have more money for travel. While the end result is …

Dining

New Year’s Resolution Success Stories

By Melissa Tosetti There are two topics we talk about at the beginning of any year: Making Resolutions and Breaking Them. It would seem no one is able to successfully make lasting changes. But, that’s not true. I work with clients on a daily basis who successfully transform their financial lives.  To honor and celebrate the fact that people do …

Snow Trip

Giving the Experience for the Holidays

By Kevin Gibbons, Melissa Tosetti, my partner at The Savvy Life, and I are blessed with many close friends. Over the years, this very tight-knit group has grown from about 10 to as much as 20. When this group first formed, gift-giving was a big part of it. With birthdays occurring almost every month, we were all in constant “perfect …

Room with a View

A Room With A View

By Melissa Tosetti In 1987, my senior year of high school, I went on a first date with someone who took me to the Tower Theater in Fresno, CA to see a movie I’d never heard of called A Room With A View. The experience was impactful.  That was the night I fell in love with costume dramas and what …

Dante's BackPack3

Money Lessons in a Backpack

By Melissa Tosetti When my 10 year old son Dante was getting ready to go into kindergarten, my mom went a little nutty buying him school supplies.  When she handed over the bags of provisions, I joked that she bought enough to get him through college! Among the notebooks, pencils and glue sticks was a sturdy red and black backpack …

SONY DSC

Melissa, where were you when I needed you?

The article below is actually an email I received from my client James in Houston, TX. It’s hilariously educational. Enjoy! – Melissa  By James H. I love bacon. However it always leaves an odor in your house when you make it. And, I make it the old fashion way, on the skillet. To combat the odor, I light candles around …

Resourceful

Savvy = Resourceful

By Melissa Tosetti I confess that I totally and completely threw my husband Paul under the bus. About six weeks ago, my son Dante’s teacher told me her 4th grade class was going to do a play and asked if I would have an interest/ability in creating the set for the play which was based on the California Gold Rush. …

Save for Home

Don’t Just “Save Money”

By Melissa Tosetti Saving money simply because it’s the right thing to do… for most people… just isn’t motivating.  I’m a personal finance expert and even I find myself unenthusiastic about the idea of saving for the sake of saving. However, saving for an inspiring goal is a completely different story! Last week I received this note from one of …

Bonus text with a person holding a pen

The Great Bonus Execution

By Melissa Tosetti “You’ll be so proud of us. I got a nice bonus and paid off credit cards (and I got a mini fridge lol).” This was the message I received via Facebook from Jaimee, a recent client. For some, paying off credit card debt may seem like an obvious thing to do with a bonus, but for most …