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Melissa, where were you when I needed you?

The article below is actually an email I received from my client James in Houston, TX. It’s hilariously educational. Enjoy! – Melissa  By James H. I love bacon. However it always leaves an odor in your house when you make it. And, I make it the old fashion way, on the skillet. To combat the odor, I light candles around …

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Savvy = Resourceful

By Melissa Tosetti I confess that I totally and completely threw my husband Paul under the bus. About six weeks ago, my son Dante’s teacher told me her 4th grade class was going to do a play and asked if I would have an interest/ability in creating the set for the play which was based on the California Gold Rush. …

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Don’t Just “Save Money”

By Melissa Tosetti Saving money simply because it’s the right thing to do… for most people… just isn’t motivating.  I’m a personal finance expert and even I find myself unenthusiastic about the idea of saving for the sake of saving. However, saving for an inspiring goal is a completely different story! Last week I received this note from one of …

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The Great Bonus Execution

By Melissa Tosetti “You’ll be so proud of us. I got a nice bonus and paid off credit cards (and I got a mini fridge lol).” This was the message I received via Facebook from Jaimee, a recent client. For some, paying off credit card debt may seem like an obvious thing to do with a bonus, but for most …

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What Are You Saving It For?

By Melissa Tosetti Everyone loved my grandmother.  She was one of those people that made each individual feel special. It was her gift. A few years ago, as she became less mobile and the need for more caregiving paraphernalia increased, my mom decided to clean out the hall closet for the much needed storage. Almost everything in the closet was …

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Harvard Confirms Savvy Life Strategy

By Kevin Gibbons For the past six years, we’ve used the “snowball” approach in helping clients create a plan to pay down their credit card debt. In this method: You pay the minimum required on all your debts, except for the one with the lowest balance. For that one, you pay as much as you can on top of the …

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Being Savvy Means Knowing When to Be Flexible

By Kevin Gibbons I tend to be very methodical when making large purchases. So, when my 2004 Saturn Ion reached 407,000 miles (note: it was a travesty that General Motors killed that line), I knew it was time to start researching for my next car purchase. After years of exemplary service, the Saturn was finally starting to show its age. …

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Introducing Kevin

By Melissa Tosetti The Savvy Life is growing! I’m ecstatic to announce that Kevin Gibbons, the co-author of Living the Savvy Life  has joined The Savvy Life Team in the role of Chief Operations Officer. On a personal note, I’m thrilled to have Kevin on board because he’s one of the savviest people I know.  He understands that there’s more …

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New Year Resolution Success Stories

By Melissa Tosetti There are two topics we talk about at the beginning of any year: Making Resolutions and Breaking Them. It would seem no one is able to successfully make lasting changes. But, that’s not true. I work with clients on a daily basis who successfully transform their financial lives.  To honor and celebrate the fact that people do …