Fence_1

When Time Is Money

By Kevin Gibbons I loved my Dad. Among his many attributes, he was very much a “do-it-yourself” kind of guy. He did most of our home and car repairs himself. If he couldn’t do the work himself, he had friends, that together, could do just about anything, including putting on new roofs, building complete add-on rooms, putting up paneling, wallpaper, …

Jacob

Jacob’s Money Story

By Melissa Tosetti My nephew Jacob joined the Navy last summer.  We’re all extremely proud of him! A few weeks ago, I received a message from him via Facebook, asking for advice.  He has signed up for a five year military commitment and from a financial standpoint, wants to make sure he uses the time wisely.  What he really wanted …

Perfect_Time

The Perfect Time Doesn’t Exist

By Melissa Tosetti I was talking with a client the other day as we compared the ridiculousness that has been our schedules the first few months of the year. For her, it was multiple business trips and caring for her children through their winter colds.  For me, it was one out of the ordinary task or event after the other.  …

Cutting the Cord

Cutting the Cable TV Cord

By Kevin Gibbons When I talk about the Savvy Life Philosophy – Saving on what’s not important to you so you can Spend on what is important to you – I usually use the example of foregoing a cable TV subscription in my house so my wife and I can have more money for travel. While the end result is …

Dining

New Year’s Resolution Success Stories

By Melissa Tosetti There are two topics we talk about at the beginning of any year: Making Resolutions and Breaking Them. It would seem no one is able to successfully make lasting changes. But, that’s not true. I work with clients on a daily basis who successfully transform their financial lives.  To honor and celebrate the fact that people do …

Snow Trip

Giving the Experience for the Holidays

By Kevin Gibbons, Melissa Tosetti, my partner at The Savvy Life, and I are blessed with many close friends. Over the years, this very tight-knit group has grown from about 10 to as much as 20. When this group first formed, gift-giving was a big part of it. With birthdays occurring almost every month, we were all in constant “perfect …

Room with a View

A Room With A View

By Melissa Tosetti In 1987, my senior year of high school, I went on a first date with someone who took me to the Tower Theater in Fresno, CA to see a movie I’d never heard of called A Room With A View. The experience was impactful.  That was the night I fell in love with costume dramas and what …

Dante's BackPack3

Money Lessons in a Backpack

By Melissa Tosetti When my 10 year old son Dante was getting ready to go into kindergarten, my mom went a little nutty buying him school supplies.  When she handed over the bags of provisions, I joked that she bought enough to get him through college! Among the notebooks, pencils and glue sticks was a sturdy red and black backpack …

SONY DSC

Melissa, where were you when I needed you?

The article below is actually an email I received from my client James in Houston, TX. It’s hilariously educational. Enjoy! – Melissa  By James H. I love bacon. However it always leaves an odor in your house when you make it. And, I make it the old fashion way, on the skillet. To combat the odor, I light candles around …